The Average Psych Capital

Have you ever noticed or experienced having a financial barrier in your finances or in your portfolio? 

For example:

Mark opened a trading account and started trading with 50k capital, having a goal of reaching 100k. But every single time he gets close to this figure, he ends up losing or worse, goes back to square one at the 50k levels.

The same thing can be observed about your bank account. And if you have been constantly monitoring your net worth, you'll be able to see the pattern.

Everyone has a ceiling and everyone has an average figure.

This occurrence is part of what we call Psychological Capital or Financial thermostat.

To put it simply, that figure you can't seem to reach and break out from is your psychological barrier or upper limit. There can be many reasons as to why that limit is there, but usually, the root cause is from our subconscious/beliefs we acquired when we were kids.

For Example:

When Mark was a kid, sinabihan siya ng favorite aunty nya that "money is the root of all evil" and if we become rich, we will become evil. "Kaya mabuti na kung dito na lang tayo sa simpleng pamumuhay."

For Mark, being rich is having 100k in his portfolio or bank account. So every time he gets near or hits that figure, his subconscious automatically goes into a self-destruct mode - ayaw nya maging evil eh. 

As a result, Mark will eventually settle at his Average Psychological Capital which is somewhere between 60-70k. 

Does mark sound like someone you know?

This whole concept means that if your psychology or mind deems you unworthy of having 1 Million, and your average psychological capital is at 100k, then no matter how much you'll earn, you'll eventually end up at 100k.

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The goal is to constantly grow and break out from our limits. So get out of your comfort zone, invest in yourself, never settle for average and be careful who you ask for advice - for if you ask from the mind of the average, you will get average results.

If people think you're a scam for your results because it was impossible for them, take that as a compliment. Never crave for people's approval for this can drag you down.

Do not limit yourself to the limits others have set upon themselves.

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For those asking for an update on the 50k Challenge, here it is: