Thursday, August 27, 2015

Personal Notes Series 001


We all have them.

I particularly, am a person with big dreams. I am not a rich person. Nor is my family. And by this, I mean that even if we combine all our assets and work our asses off, we won't even reach 12M PHP worth. And by judging my capacity, the culture, the connections and the opportunities around me, I have safely concluded that it wouldn't be feasible to attain my dreams on my preferred retirement age of 30, if I'd follow our world's system of living.

Side note: Some "shortcuts" were plausible, but since I am a person groomed with morals and integrity, I have chosen to uphold the law.

In my years of seeking financial freedom and handling money, I have gotten myself into different kinds of jobs and tested financial laws and systems. Tried the very basic of jobs, you may even call some demeaning. Tried work overseas, networking, call centers, direct selling, teaching in schools, etc. Many of course were failures, a few were decent, and some were ordinary.

And of course, you already know how stocks have been to me.

"So what's your secret Zee?" 

I get this question a lot.

Now just to set the record and my credentials, I have no proper financial education. Zero. None. Nada. I didn't read (or at least didn't finish reading) ANY financial books - too lazy to do that. Unless of course you'd count my subjects in college in Accounting and Economics 101. LOL.

Now as to my secret.

I would just love to say it's all me and my superior intellect. But it isn't. It's God's wisdom.

Say wuuut? You heard that right. And I know I'm so deep, I can see Adele Rolling.

But out of all the systems I've tried, God's principles and laws on finances have proven to be far superior than any lawful human system I've gotten into. 

By now some of you are like, W.T.F. has ZF been smoking?

This is weird for me to write this stuff on my blog as well. But hell I'll write it because even though ZF is fictional, the God ZF serves ain't. I wouldn't be writing this in the first place if all I get is hateful mocking from unbelievers and haters.

Now deal with it and let me continue.

Let me put it this way. Intellect is when you are able to solve and pass complex physics shit with flying colors. Wisdom is being able to teach that same shit to a kid who's about to start grade school.

In the world of stocks I'm the grade schooler and God, my teacher.

Human as I am, I tend to put a schedule on things especially when it comes to money - and when it doesn't go my way, I'd be lying if I said I wouldn't be discouraged. But you know what? When God promises, He definitely delivers. And it's even mind blowing when the 'package' you receive exceeds your expectations. 

God cannot deny himself. But God cannot be mocked and cannot be BRIBED. That is why It's important to check your motives - Your innermost being. Are you serving God? Or are you serving Money? One can easily argue that he would give more if he gets more. But the thing is, God's principles and laws work differently than the ways of us humans. If you can't be trusted with the less that you have, how can you be trusted with greater or more valuable things than material stuff and money?

God is no Genie nor a Quick Fix to your problems.
Know your place.

A few days ago, I have taken up a NEW challenge. A testing if you may of one of God's principles and laws in finances. This would be my first of this kind. This isn't really the usual thing of the tithe, regular offerings, or charity works, but since it's biblical, then let's do this.

I've already set aside my budget until my next "special" reset on October. And I have no idea where I'll get that 6 figure I pledged by the end of September. Subasta funds will not go to this pledge. So It'll be one hell of a miracle especially in this kind of effed up market sentiment.

Somewhere in the bible, there's this law and promise...

and this is one of the things I continually hold on to as I surrender my finances to the person "up there" and take up this new challenge.

I'm pretty sure this post has to do with someone who has the same calling as mine... I'd just love to hear your story.

And if there's one thing this post will prove, it's how someone ordinary will be doing extraordinary things, not because of his own strength and intellect, but because of a God of extremes - who btw, also calls out to YOU... to bring you to your destiny.

Are you ready?


I'll be updating this post in the future.


  1. "GOD's wisdom" I think this is one of the best post or should I say the BEST of all your post sensei. HUMILITY in everything that you do. Intellectual debate is ALL OVER.

  2. F*$k, Zee. You forgot your commas. You being profound is as expected. Sloppy, not acceptable. :)

  3. Commit your work to the Lord, and your plans will be established.

  4. So what really did u do?

  5. Malachi 3:10
    "Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it"

    you are Blessed because you have a good heart and you trust HIM, I admire you and I hope to become like you someday :) keep it up Sir Zee, God bless you more...

  6. Love it when you say You Cannot Outgive God. I also pledged this November. Everything I earned in stock, 50% of that will go to God's business. Christian

  7. Wow as I was reading this post I felt like it was God constantly reminding me. I just started this thursday, and sad to say I think I'm getting addicted to it. Like the attitude of the people in your post "the 7 deadly sin".

    You know what when I was a kid I had a dream. There's was a voice (which I can't remember the sound) telling me to give the portion of what I will receive and he will prosper me. I'm not actually sure if it was true or I just made it up. But for me it's a promise from God and I have a part to fulfill.

  8. Not our wealth nor our ability as to boast when we meet and present it to God but only those soul whom accepted and believed God as Lord and savior and which you became part as of your inspirational testimony and meekness that exalts our living God.

  9. That's an awesome post Mr. Z! I have also the same conviction in my mind about tithing; a 10th of what I've earned but due to other needs I did not do so. Malachi 3:10 said that I must give 10%. I currently have financial problem but I'm sure it may eliminate this problem if I follow God's principle/command. What do you think Mr. Z?

  10. Crying like a baby while reading this post. Hit me bulls eye, deep down my core being. Speaks to me personally and inspire me so deeply. The struggle is surreal, holding on to my dear dreams and believing it will come despite the seemingly insurmountable adversities. Stumbling to your blogs is no accident but God's way of reminding me that it is possible, that it can be done so I must not give up. Highly admire the core values and faith you have despite being in the market where it is easy to make short cuts. Praying that you will become my mentor, one day. God bless you more!

  11. Any update? :-) - Phoebus

  12. I've also been giving 10% of my salary every payday and He has always outdone me. Even back in 2012 I have this desire to build houses and a school for the poor and I dream of living on 10% of my income and tithe the rest. They say it's crazy but hey nothing is impossible with good. All things work for good for those who love God. I know one day that will come true. Thank you for this blog Zee!

  13. HE always blessed a cheerful giver... I believed that 2018 is the right time to update this blog... no pressure. I saw your latest blog yesterday bout losing a million and don't care.

    Thank you and God bless you more.

  14. after reading this blog, mas lalo mo po akong napahanga... GOD bless you always MR. Zeefreaks

  15. Jeremiah 9
    English Standard Version (ESV)

    23 Thus says the Lord: “Let not the wise man boast in his wisdom, let not the mighty man boast in his might, let not the rich man boast in his riches,
    24 but let him who boasts boast in this, that he understands and knows me, that I am the Lord who practices steadfast love, justice, and righteousness in the earth. For in these things I delight, declares the Lord.”
    To GOD be the glory. Thanks boss zee for sharing your talent bestowed to you by the Lord.